{"id":9473,"date":"2025-04-02T11:26:06","date_gmt":"2025-04-02T11:26:06","guid":{"rendered":"https:\/\/oportofortegroup.com\/?p=9473"},"modified":"2025-06-18T11:31:12","modified_gmt":"2025-06-18T11:31:12","slug":"les-pme-europeennes-face-a-la-crise-une-etude-revele-le-manque-de-connaissance-de-la-nouvelle-directive-de-lue","status":"publish","type":"post","link":"https:\/\/oportofortegroup.com\/fr\/as-pme-europeias-enfrentam-um-desafio-de-crise-estudo-revela-falta-de-conhecimentos-sobre-a-nova-diretiva-da-ue\/","title":{"rendered":"Les PME europ\u00e9ennes sont confront\u00e9es \u00e0 une crise : une \u00e9tude r\u00e9v\u00e8le un manque de connaissance de la nouvelle directive de l'UE"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"9473\" class=\"elementor elementor-9473\">\n\t\t\t\t<div class=\"elementor-element elementor-element-263022d e-flex e-con-boxed e-con e-parent\" data-id=\"263022d\" data-element_type=\"container\" data-e-type=\"container\">\r\n\t\t\t\t\t<div class=\"e-con-inner\">\r\n\t\t\t\t<div class=\"elementor-element elementor-element-8caae36 elementor-widget elementor-widget-image\" data-id=\"8caae36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"89\" src=\"https:\/\/oportofortegroup.com\/wp-content\/uploads\/2025\/04\/01_Header-Carta-intestata_MSMSE-1024x89.png\" class=\"attachment-large size-large wp-image-9484\" alt=\"\" srcset=\"https:\/\/oportofortegroup.com\/wp-content\/uploads\/2025\/04\/01_Header-Carta-intestata_MSMSE-1024x89.png 1024w, https:\/\/oportofortegroup.com\/wp-content\/uploads\/2025\/04\/01_Header-Carta-intestata_MSMSE-768x67.png 768w, https:\/\/oportofortegroup.com\/wp-content\/uploads\/2025\/04\/01_Header-Carta-intestata_MSMSE-640x56.png 640w, https:\/\/oportofortegroup.com\/wp-content\/uploads\/2025\/04\/01_Header-Carta-intestata_MSMSE-400x35.png 400w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5c516e7 e-flex e-con-boxed e-con e-parent\" data-id=\"5c516e7\" data-element_type=\"container\" data-e-type=\"container\">\r\n\t\t\t\t\t<div class=\"e-con-inner\">\r\n\t\t\t\t<div class=\"elementor-element elementor-element-f5bed81 elementor-widget elementor-widget-text-editor\" data-id=\"f5bed81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Dans un contexte \u00e9conomique marqu\u00e9 par des d\u00e9fis et des incertitudes croissants, les petites et moyennes entreprises doivent plus que jamais pr\u00e9venir et g\u00e9rer les crises financi\u00e8res. Cependant, dans quelle mesure les PME europ\u00e9ennes sont-elles pr\u00e9par\u00e9es \u00e0 faire face \u00e0 ces situations et \u00e0 utiliser les instruments r\u00e9glementaires mis \u00e0 leur disposition par l'Union europ\u00e9enne ?<\/p>\n<p>L'\u00e9tude \u201cAwareness and Readiness of European SMEs for Financial Distress\u201d se penche sur cette question. Les chercheurs l'ont r\u00e9alis\u00e9e dans le cadre du projet OITBC-MSMES (Observatory and Initial Training in Business Crisis for SMEs), financ\u00e9 par le programme Erasmus+. Casartigiani Arezzo a coordonn\u00e9 la recherche, qui a impliqu\u00e9 174 micro et petites entreprises de quatre pays europ\u00e9ens : l'Italie, l'Espagne, le Portugal et la Bulgarie.<\/p>\n<p>Les r\u00e9sultats r\u00e9v\u00e8lent un important d\u00e9ficit de connaissances : seules 31 % des entreprises interrog\u00e9es d\u00e9clarent avoir une connaissance approfondie de la directive europ\u00e9enne 2019\/1023 sur les restructurations pr\u00e9ventives, tandis que 491 % d'entre elles n'en ont jamais entendu parler.<\/p>\n<p><em>\u201cCes conclusions nous inqui\u00e8tent profond\u00e9ment\u201d<\/em>, dit&nbsp;<strong>Michele Rossi<\/strong>, de l'\u00e9quipe de recherche.&nbsp;<em>\u201cLa directive introduit des outils essentiels pour pr\u00e9venir l'insolvabilit\u00e9 et promouvoir la continuit\u00e9 des activit\u00e9s, mais les entreprises ne peuvent pas profiter de ces avantages si elles ne les connaissent pas. Nous devons combler ce d\u00e9ficit d'information pour renforcer la r\u00e9silience de notre tissu d'entreprises\u201d.\u201d<\/em><\/p>\n<p><strong>Patrice de Micco<\/strong>&nbsp;ajoute-t-il :&nbsp;<em>\u201cIl est int\u00e9ressant de noter que 64,4% des entreprises concern\u00e9es estiment que les r\u00e9glementations nationales actuelles ne soutiennent pas de mani\u00e8re ad\u00e9quate la continuit\u00e9 des activit\u00e9s pendant les p\u00e9riodes de difficult\u00e9s financi\u00e8res, ce qui sugg\u00e8re la n\u00e9cessit\u00e9 d'une intervention ayant un impact plus important au niveau europ\u00e9en.\u201d<\/em><\/p>\n<p><em>\u201cL'analyse des indicateurs d'alerte pr\u00e9coce aboutit \u00e0 une conclusion particuli\u00e8rement significative ?,<\/em>\u201dsouligne&nbsp;<strong>Erina Guraziu<\/strong>, de l'OpenCom, l'un des auteurs de l'\u00e9tude.&nbsp;<em>\u201d52,9% des entreprises admettent qu'elles ne savent pas quels indicateurs pourraient signaler le d\u00e9but d'une crise financi\u00e8re dans leur entreprise. Cela r\u00e9v\u00e8le une vuln\u00e9rabilit\u00e9 critique dans le tissu des entreprises europ\u00e9ennes\u201d<\/em>.<\/p>\n<p>Un consortium international a r\u00e9alis\u00e9 l'\u00e9tude en collaboration avec Casartigiani Arezzo (Italie) en tant que coordinateur et OpenCom i.s.s.c. (Italie), Porto Forte (Portugal), Ce Consulting (Espagne) et Global Business Group Ltd (Bulgarie).<\/p>\n<p>Les r\u00e9sultats complets de l'\u00e9tude peuvent \u00eatre consult\u00e9s sur le site web du projet,&nbsp;<em><a href=\"http:\/\/www.oitbc.eu\/pt-pt\/\" target=\"_blank\" rel=\"noopener\">www.oitbc.eu<\/a><\/em>&nbsp;et les t\u00e9l\u00e9charger directement&nbsp;<strong><a class=\"button\" href=\"https:\/\/docsend.com\/view\/wns4krhuezaryj6n\" target=\"_blank\" rel=\"noopener\">ICI<\/a><\/strong><\/p>\n<div>\n<p>Les r\u00e9sultats de l'\u00e9tude serviront de base \u00e0 l'\u00e9laboration de mat\u00e9riel de formation et d'information qui sera mis \u00e0 disposition par le biais d'une plateforme num\u00e9rique sp\u00e9cifique. L'objectif est de fournir aux PME europ\u00e9ennes des outils pratiques pour renforcer leur capacit\u00e9 \u00e0 pr\u00e9venir et \u00e0 g\u00e9rer les crises financi\u00e8res.<\/p><p><span style=\"letter-spacing: 0px;\">La collaboration entre des partenaires de diff\u00e9rents pays europ\u00e9ens a permis d'identifier des d\u00e9fis communs et des sp\u00e9cificit\u00e9s nationales, ce qui confirme l'importance d'une approche europ\u00e9enne coordonn\u00e9e pour soutenir la r\u00e9silience du tissu \u00e9conomique.<\/span><\/p>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e89afa elementor-widget elementor-widget-image\" data-id=\"0e89afa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"69\" src=\"https:\/\/oportofortegroup.com\/wp-content\/uploads\/2025\/04\/02_Footer-Carta-intestata_MSMSE-1024x69.png\" class=\"attachment-large size-large wp-image-9478\" alt=\"\" srcset=\"https:\/\/oportofortegroup.com\/wp-content\/uploads\/2025\/04\/02_Footer-Carta-intestata_MSMSE-1024x69.png 1024w, https:\/\/oportofortegroup.com\/wp-content\/uploads\/2025\/04\/02_Footer-Carta-intestata_MSMSE-768x52.png 768w, https:\/\/oportofortegroup.com\/wp-content\/uploads\/2025\/04\/02_Footer-Carta-intestata_MSMSE-640x43.png 640w, https:\/\/oportofortegroup.com\/wp-content\/uploads\/2025\/04\/02_Footer-Carta-intestata_MSMSE-400x27.png 400w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Num contexto econ\u00f3mico marcado por desafios e incertezas crescentes, as pequenas e m\u00e9dias empresas precisam, mais do que nunca, de prevenir e gerir crises financeiras. No entanto, at\u00e9 que ponto est\u00e3o as PME europeias preparadas para lidar com estas situa\u00e7\u00f5es e utilizar os instrumentos regulamentares disponibilizados pela Uni\u00e3o Europeia? O estudo \u201cAwareness and Readiness of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9474,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_theme","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[67],"tags":[127],"class_list":["post-9473","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-127"],"acf":[],"featured_image_src":{"landsacpe":["https:\/\/oportofortegroup.com\/wp-content\/uploads\/2025\/04\/5269681296cf4ddd4763da02018407b3-1140x445.jpg",1140,445,true],"list":["https:\/\/oportofortegroup.com\/wp-content\/uploads\/2025\/04\/5269681296cf4ddd4763da02018407b3-463x348.jpg",463,348,true],"medium":["https:\/\/oportofortegroup.com\/wp-content\/uploads\/2025\/04\/5269681296cf4ddd4763da02018407b3-300x137.jpg",300,137,true],"full":["https:\/\/oportofortegroup.com\/wp-content\/uploads\/2025\/04\/5269681296cf4ddd4763da02018407b3.jpg",1920,878,false]},"_links":{"self":[{"href":"https:\/\/oportofortegroup.com\/fr\/wp-json\/wp\/v2\/posts\/9473","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oportofortegroup.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/oportofortegroup.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/oportofortegroup.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/oportofortegroup.com\/fr\/wp-json\/wp\/v2\/comments?post=9473"}],"version-history":[{"count":10,"href":"https:\/\/oportofortegroup.com\/fr\/wp-json\/wp\/v2\/posts\/9473\/revisions"}],"predecessor-version":[{"id":12459,"href":"https:\/\/oportofortegroup.com\/fr\/wp-json\/wp\/v2\/posts\/9473\/revisions\/12459"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/oportofortegroup.com\/fr\/wp-json\/wp\/v2\/media\/9474"}],"wp:attachment":[{"href":"https:\/\/oportofortegroup.com\/fr\/wp-json\/wp\/v2\/media?parent=9473"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/oportofortegroup.com\/fr\/wp-json\/wp\/v2\/categories?post=9473"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/oportofortegroup.com\/fr\/wp-json\/wp\/v2\/tags?post=9473"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}